Plano, Texas is a livable city due to its excellent access to jobs and affordable housing. Census Bureau data reveals that Plano has an unemployment rate of only 2.7% and that the median household can afford the median home with only 18% of its income. That affordable housing means even those on the lower end of the income ladder are not doing too poorly. Only 19% of households here are housing cost-burdened. The one downside to Plano is the likelihood of needing to own a car to get around. Plano ranks below average in walkability.